保护你的财务:如何迅速采取行动防止信用卡欺诈
信用卡诈骗对任何人来说都是一种痛苦的经历, but knowing your rights and taking immediate action is crucial to minimize its impact. This article will guide you through the steps to report credit card fraud and proactive measures to protect yourself from future incidents. Read More!
使用Visa提升您的消费体验® Rewards.
充分利用您的信用卡与我们的 Visa® Rewards Credit Card. 旨在满足您的日常购买, balance transfers, and consolidations, 它允许你选择你想要的奖励方式. 其时尚的设计和先进的功能, this card empowers you to take control of your finances and enjoy a seamless payment experience.
Features:
-
- No Annual Fee
- No Balance Transfer Fees
- 同样的低利率用于日常采购和现金预支
- Earn bonus points for every dollar you spend and get rewarded with our loyalty rewards system, ScoreCard
- 24/7 fraud protection
- 可选择非接触式付款方式
- Visa零责任政策的安全与保护1
- 24小时免费客户服务
- EMV芯片支持增强欺诈保护
- 集成了安卓支付、苹果支付和三星支付
全面的覆盖和支持:
-
- Auto Rental Insurance
- Warranty Registration
- Warranty Protection
- 延长服务协议
- 旅行和紧急援助
- Travel Accident Insurance
奖励自己:发现计分卡的力量.
TENCU Visa® Platinum Credit Card is more than just a payment tool—it's a gateway to a rewarding lifestyle. 您可以通过我们的独家奖励计划ScoreCard开启无限可能. Earn bonus points with every credit card purchase and redeem them for exciting rewards.
在ScoreCardRewards上发现一系列诱人的选择.com, where you can create an account and explore a captivating collection of merchandise and travel rewards:
- Merchandise: 沉迷于最新的电子产品, home goods, personal items, 以及更多来自苹果等知名品牌的产品®, Michael Kors®, Samsung®, Bose®, Black & Decker®, Pandora®, Nike®, Ray-Ban®, Keurig®, Weber®, and many others.
- Travel: Elevate your adventures with top-notch accommodations, flights, car rentals, and cruises. 无论你的旅行欲望带你去哪里，你的奖励积分都可以12bet游戏平台到达那里.
- Daily Wins: 体验赢取每日大奖的快感. 只需花几个点就可以进入并发现各种各样的电子产品, gift cards, home goods, and more. 令人兴奋的新项目每天都在增加!
- Fuel Discount Award: Maximize your savings by using bonus points to receive discounts on fuel purchases at participating gas stations. 加满你的油箱和钱包.
- Gift Cards:用iTunes等流行零售商的礼品卡犒劳自己或分享快乐®, Xbox LIVE®, or movie tickets. The choice is yours.
- PayPal Rewards: 当你用PayPal付款时，可以轻松地在网上购物并在结账时兑换积分. 享受便利和额外的奖励.
为什么要携带现金和支票? 你所需要的只是一张Visa卡® Rewards Credit Card.
重建和授权与我们的担保信用卡.
Our Secured Credit Card is specifically tailored for individuals with limited or no credit history and those embarking on a journey to rebuild their credit scores. At TENCU, we firmly believe in providing opportunities for everyone to achieve their financial goals. Our Secured Credit Card is a valuable tool to help you pave the way toward a brighter financial future.
With our Secured Credit Card, you have the power to rebuild and empower your financial journey. 控制好你的信用，用它来拥抱更光明的未来 TENCU.
Features:
-
- No Annual Fee
- No Balance Transfer Fees
- 同样的低利率用于日常采购和现金预支
- Earn bonus points for every dollar you spend and get rewarded with our loyalty rewards system, ScoreCard
- 24/7 fraud protection
- 可选择非接触式付款方式
- Visa零责任政策的安全与保护1
- 24小时免费客户服务
- EMV芯片支持增强欺诈保护
- 集成了安卓支付、苹果支付和三星支付
不要让有限的信用记录阻碍你.
重要信息，如果你是在美国旅行.S.
If you plan to use your TEN在美国境外旅行时使用CU信用卡.S.，请在出发前至少三天致电1-844 -468-362812bet中文官方平台. TENCU has measures to safeguard your card from fraud and help ensure you continue to enjoy safe, 旅途中不间断的交易.
Important Phone Numbers:
信用卡服务台:1+855-485-7048
信用卡丢失/被盗:1+866-839-3485
信用卡遗失或被盗报失(Visa®), please call: 1-800-600-5249
1Visa’s Zero Liability policy does not apply to unauthorized transactions on prepaid cards for which Ten Credit Union has not collected the cardholder’s personal information prior to the transaction or to certain commercial card transactions. 速率不能低于13.年利率65%，不超过18%. 借款人的利率不会低于基于期限的合格利率. Cardholders must use care in protecting their card and notify Ten Credit Union immediately of any unauthorized use. 持卡人如欲了解更多详情，请联络十信社.
2Annual Percentage Rate (APR) is based on the applicant's credit history and credit qualifications. 并不是所有的申请人都有资格享受最低利率. 所有费率及条款均可更改. 要成为Ten Credit Union的会员，必须持有信用卡. 使用Visa的奖励信用卡(记分卡)，每消费1美元就可以获得1分. 可能会有其他一些限制. 参考你的信用卡信息.
Use this calculator to determine your projected earnings from our Kasasa Cash account. 移动滑块或输入数字来查看您的潜在奖励.
- Estimated Annual Rewards $0
- 估计每月赚取的利息* $0
- 每月自动柜员机费用退还**$0
这个计算器比较了购买或租赁车辆的成本. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
固定利率的定期定期定期存单比标准储蓄账户的收益更高. 用这个计算器估算一下你的收入. 移动滑块或输入数字即可开始.
- Total value at maturity $0
- Total dividends earned $0
- 年收益率(APY)0.000%
无论是首付，大学学费，还是梦想中的假期...一个储蓄计划可以12bet游戏平台实现你的目标. 使用滑块根据时间的长短和每月的金额进行实验.
- 每月存款需要达到目标 $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. 移动滑块或输入数字即可开始.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Auto Loans
生效日期:2024年1月22日
可以选择更长的期限.
| Loan Type | Annual Percentage Rate1 Starting At | Months |
|---|---|---|
| 2019 - Current New or Used Auto |
6.24%2 | 63 |
| 2014 - 2018 Used Auto |
7.24%2 | 48 |
| 2013 - Older Used Autos |
8.24%2 | 48 |
1贷款账户的年百分比利率(APR)， 2024年1月22日生效. 所有费率及条款均可更改. 利率和期限取决于个人信贷审批. 请致电1-844-468-3628或访问您当地的分支机构获取更多信息.
2The Base Annual Percentage Rate (APR) is the advertised rate and can vary based on creditworthiness, vehicle age, mileage, and loan terms. 融资达到汽车的零售价值. Visit a Ten Credit Union branch or call 1-844-468-3628 to speak with a loan officer to determine the rate you qualify for. Speak with a loan officer to discuss options and choose the rate you are eligible for.
For example, 10,000 borrowed at 6.60个月的年利率为24% = 194美元.45/month.
Believe It! Money Market Rates
生效日期:2024年2月1日
| Minimum to Open | Term | Annual Percentage Rate1 | Annual Percentage Yield2 | Dividends Credited3 |
|---|---|---|---|---|
| $2,500.00 | Daily | 0.10% | 0.10% | Monthly |
1 年利率= APR. The cost you pay yearly to borrow money, including fees, is expressed as a percentage. The APR is a broader measure of the cost of borrowing money since it reflects the interest rate and the fees you must pay to get the loan. 年收益率可能会有所不同. 维护费或活动费可能会减少收入. 优惠等级利率将在账户的全部余额中赚取.
2 年利率如有变动，恕不另行通知. 提前提款可能会受到处罚. 十信用合作社的会员资格需要开一个证明. 证书到期后, the certificate will automatically renew at the current rate unless you indicate otherwise. 在到期前提取股息会减少收益. 所有其他适用条款见股份和投资利率表.
3 Dividend Credited: The rate schedule states the compounding and crediting frequency of dividends and the dividend period applicable to each account. 股息期是指账户赚取股息的一段时间. It begins on the first calendar day of the period and ends on the last calendar day of the period.
Boat Loans
生效日期:2023年12月20日
| Loan Type | Annual Percentage Rate1 Starting At |
Months |
|---|---|---|
| 2023 - current New |
8.49%2 | 48 |
| 2018 - current Used |
8.99%2 | 48 |
| 2013 - 2017 Used |
9.99%2 | 48 |
1 贷款账户的年百分比利率(APR)， 2023年2月生效. 所有费率及条款均可更改. 利率和期限取决于个人信贷审批. 请致电1-844-468-3628或访问您当地的分支机构获取更多信息.
2 Annual Percentage Rate (APR) is based on the applicant's credit history and credit qualifications, the age of the vehicle, 还有贷款的条款. 并不是所有的申请人都有资格享受最低利率. 费率及条款如有更改，可随时撤回. Other conditions and restrictions may apply based on the recreational vehicle to be financed. 向你的十信用合作社信贷员询问具体信息. 要获得贷款，必须是十信用合作社的会员. 优惠不适用于目前与十信用合作社融资的贷款.
Certificate & Investment Rates
$500 Minimum to Open
生效日期:2024年2月1日
| Term | Annual Percentage Rate1 | Annual Percentage Yield2 |
Dividends Credited3 |
|---|---|---|---|
| 91 Days (3 Month) | 0.55% | 0.55% | Quarterly |
| 182 Days (6 Month) | 1.10% | 1.10% | Quarterly |
| 7 Month | 1.20% | 1.20% | Quarterly |
| 9 Month | 1.29% | 1.30% | Quarterly |
| 12 Month | 1.54% | 1.55% | Quarterly |
| 18 Month | 1.74% | 1.75% | Quarterly |
| 24 Month | 1.99% | 2.00% | Quarterly |
| 36 Month | 2.67% | 2.70% | Quarterly |
| 48 Month | 2.67% | 2.70% | Quarterly |
| 60 Month | 2.67% | 2.70% | Quarterly |
1 年利率= APR. The cost you pay yearly to borrow money, including fees, is expressed as a percentage. The APR is a broader measure of the cost of borrowing money since it reflects the interest rate and the fees you must pay to get the loan.
2 年利率如有变动，恕不另行通知. 提前提款可能会受到处罚. 十信用合作社的会员资格需要开一个证明. 证书到期后, the certificate will automatically renew at the current rate unless you indicate otherwise. 在到期前提取股息会减少收益. 所有其他适用条款见股份和投资利率表.
3 Dividend Credited: The rate schedule states the compounding and crediting frequency of dividends and the dividend period applicable to each account. 股息期是指账户赚取股息的一段时间. It begins on the first calendar day of the period and ends on the last calendar day of the period.
Checking
生效日期:2024年2月1日
| Product | Annual Percentage Rate1 | Annual Percentage Yield2 | Minimum to Open | 赚取股息的最低限额 | Dividends Credited3 |
|---|---|---|---|---|---|
| Experience Checking | 0.30% | 0.30% | $5.00 | $10,000 |
Monthly |
| Free Checking | 0% | 0% | $5.00 | $0.00 | |
| Restart Checking | 0% | 0% | $5.00 | $0.00 |
1 年利率= APR. 每年借款的成本，包括费用，以百分比表示. The APR is a broader measure of the cost since it reflects the interest rate and the fees you must pay to get the loan.
2 年利率如有变动，恕不另行通知. 提前提款可能会受到处罚. 十信用合作社的会员资格需要开一个证明. 证书到期后, the certificate will automatically renew at the current rate unless you indicate otherwise. 在到期前提取股息会减少收益. 所有其他适用条款见股份和投资利率表.
3 Dividend Credited: The rate schedule states the compounding and crediting frequency of dividends and the dividend period applicable to each account. The dividend period is the period of time at the end of which an account earns dividend credit. It begins on the first calendar day of the period and ends on the last calendar day of the period.
Mortgage & 房屋再融资贷款利率
请致电(615)244-1910查询我们目前的低费率.
1 年利率= APR是一个基于指数加上保证金的变量. APR is based on the evaluation of the applicant’s credit qualifications and associated LTV ratio. 只适用于新的heloc. Your actual APR may vary. 所有余额将按可变年利率为您的账户产生利息. 变量APR，低至4.25% APR, 是根据《12bet游戏平台》披露的最优惠利率计算的, 加上或减去保证金根据您的信用记录. 可变利率可能会在之后的每个季度发生变化, 按照你们最初的条款和条件. The maximum APR is 18%. All rates and offers are current as of April 4, 2020, and subject to change without notice. 其他条件也可能适用. 预支金额必须在您现有的信用额度之内. 您可能无法偿还或支付其他十信用合作社贷款, credit cards, 或者这些收益的账户. 要获得贷款，必须是十信用合作社的会员. 请12bet中文官方平台以获取更多信息.
Motorcycle Loans
生效日期:2023年12月20日
| Year | Annual Percentage Rate1 Starting At |
Months | |
|---|---|---|---|
| 2023 - Current > 3,000 miles New |
8.49%2 | 48 | Longer terms available |
| 2018 - Current Used8 |
8.99%2 | 48 | Longer terms available |
| 2013 - 2017 Used |
9.99%2 | 48 | Longer terms available |
1 贷款账户的年百分比利率(APR)， 2023年2月生效. 所有费率及条款均可更改. 利率和期限取决于个人信贷审批. 请致电1-844-468-3628或访问您当地的分支机构获取更多信息.
2 Annual Percentage Rate (APR) is based on the applicant's credit history and credit qualifications, the age of the vehicle, 还有贷款的条款. 并不是所有的申请人都有资格享受最低利率. 费率及条款如有更改，可随时撤回. Other conditions and restrictions may apply based on the recreational vehicle to be financed. 向你的十信用合作社信贷员询问具体信息. 要获得贷款，必须是十信用合作社的会员. 该提议不适用于目前由Ten Credit Union提供融资的贷款.
Personal Loans
生效日期:2023年12月20日
| Loan Type | Annual Percentage Rate1 Starting At |
Months | |
|---|---|---|---|
| Signature (Personal) | 11.49%2 | 24 | Longer Terms Available. |
| Personal Line of Credit | 13.65%2 | ||
| Certificate Secured | 从存款利息+ 2开始.00% | 36 | $3,000 Minimum Amount. Longer Terms Available. |
1 贷款账户的年百分比利率(APR)， 2023年2月生效. 所有费率及条款均可更改. 利率和期限取决于个人信贷审批. 请致电1-844-468-3628或访问您当地的分支机构获取更多信息.
2 利率和期限是基于申请人的信誉评估. 并不是所有的申请人都有资格享受最低利率. 可能会有其他限制. 报价如有更改，恕不另行通知. 要获得贷款，必须是十信用合作社的会员. 这笔贷款的首付款可延期60天. Deferring a payment will delay the payoff of your loan and result in additional finance charges if you only make minimum payments. 60天的延期计划可能随时发生变化.
Prime Money Market Rates
$10,000.00 Minimum to Open
生效日期:2024年2月1日
| Tier Level | Annual Percentages Rate1 |
Annual |
Dividends Credited3 |
| up to $2,499 | 0.10% | 0.10% | Quarterly |
| $2,500 | 0.25% | 0.25% | Quarterly |
| $10,000 | 0.30% | 0.30% | Quarterly |
| $25,000 | 0.35% | 0.35% | Quarterly |
| $50,000 | 0.40% | 0.40% | Quarterly |
| $100,000 | 0.45% | 0.45% | Quarterly |
| $300,000 | 0.50% | 0.50% | Quarterly |
1 年利率= APR. 每年借款的成本，包括费用，以百分比表示. The APR is a broader cost measure since it reflects the interest rate and the fees you must pay to get the loan.
2 年利率如有变动，恕不另行通知. 提前提款可能会受到处罚. 十信用合作社的会员资格需要开一个证明. 证书到期后, the certificate will automatically renew at the current rate unless you indicate otherwise. 在到期前提取股息会减少收益. 所有其他适用条款见股份和投资利率表.
3 Dividend Credited: The rate schedule states the compounding and crediting frequency of dividends and the dividend period applicable to each account. 股息期是指账户赚取股息的一段时间. It begins on the first calendar day of the period and ends on the last calendar day of the period.
休闲车贷款
(船用、房车、露营车、全地形车、utv)
生效日期:2024年1月22日
| Loan Type | Annual Percentage Rate1 Starting At |
Months | |
|---|---|---|---|
| 2023 - Current | 8.49%2 (New) | 48 | 可以选择更长的期限. |
| 2019 - Current | 8.99%2 (Used; Refinance) | 48 | 可以选择更长的期限 |
| 2014 - 2018 | 9.99%1 (Used; Refinance) | 48 | 可以选择更长的期限 |
| 2013 - Older | 9.99%1 (Used; Refinance) | 36 | 可以选择更长的期限 |
1 年利率=贷款账户的年利率，2024年1月生效. 所有费率及条款均可更改. 利率和期限取决于个人信贷审批. 请致电1-844-468-3628或访问您当地的分支机构获取更多信息.
2 年利率= APR is based on the applicant's credit history and credit qualifications, the age of the vehicle, 还有贷款的条款. 并不是所有的申请人都有资格享受最低利率. 费率及条款如有更改，可随时撤回. Other conditions and restrictions may apply based on the recreational vehicle to be financed. 向你的十信用合作社信贷员询问具体信息. 要获得贷款，必须是十信用合作社的会员. 该提议不适用于目前由Ten Credit Union提供融资的贷款.
股票证书推广
生效日期:2024年5月6日
| Annual Percentage Yield1 |
Term | Minimum to Open | Dividends Credited2 |
|---|---|---|---|
| 4.55% | 5 Month3 | $5,000.00 | Quarterly |
| 4.15% | 7 or 9 Month4 | $5,000.00 | Quarterly |
1 APY =年收益率百分比. APY如有更改，恕不另行通知. 提前提款可能会受到处罚. 十信用合作社的会员资格需要开一个证明. 证书到期后, the certificate will automatically renew at the current rate unless you indicate otherwise. 在到期前提取股息会减少收益. 所有其他适用条款见股份和投资利率表.
2 Dividend Credited: The rate schedule states the compounding and crediting frequency of dividends and the dividend period applicable to each account. The dividend period is the period of time at the end of which an account earns dividend credit. It begins on the first calendar day of the period and ends on the last calendar day of the period.
3 到期后为5个月期股票及利率, the share certificate will roll over to a 6-month share certificate at the then current market rate, respectively. 此优惠只适用于新存款，开户最低存款为5,000美元.
4 到期后为7个月的股票凭证及利率, the share certificate will roll over to a 7-month share certificate at the then current market rate, respectively. 4 到期后为9个月的股票凭证及利率, the share certificate will roll over to a 9-month share certificate at the then current market rate, respectively.
Shares Rate Schedule
生效日期:2024年2月1日
| Product | Annual Percentage Rate1 | Annual Percentage Yield2 | Minimum to Open | 赚取股息的最低限额3 | Dividends Credited4 |
|---|---|---|---|---|---|
| Share Savings | 0.10% | 0.10% | $5.00 | $250.00 | Quarterly |
| Christmas Club | 0.15% | 0.15% | $0.00 | $100.00 | Quarterly |
| Summer Fun | 0.15% | 0.15% | $0.00 | $100.00 | Quarterly |
| IRA Accumulation | 0.20% | 0.20% | $100.00 | $250.00 | Quarterly |
| Roth IRA | 0.20% | 0.20% | $100.00 | $250.00 | Quarterly |
1 年利率= APR. 每年借款的成本，包括费用，以百分比表示. The APR is a broader measure of the cost since it reflects the interest rate and the fees you must pay to get the loan.
2 年利率如有变动，恕不另行通知. 提前提款可能会受到处罚. 十信用合作社的会员资格需要开一个证明. 证书到期后, the certificate will automatically renew at the current rate unless you indicate otherwise. 在到期前提取股息会减少收益. 所有其他适用条款见股份和投资利率表.
3 股息按季度获得，并使用平均每日余额法计算.
4 Dividend Credited: The rate schedule states the compounding and crediting frequency of dividends and the dividend period applicable to each account. The dividend period is the period of time at the end of which an account earns dividend credit. It begins on the first calendar day of the period and ends on the last calendar day of the period.
VISA Rewards Credit Card
|
Annual Percentage |
Months | |
|---|---|---|
| 13.65% | N/A | No Annual Fee; No Balance Transfer Fees |
1 Annual Percentage Rate (APR) is current as of June 2023 and based on the applicant's credit history and credit qualifications. 年利率是可变的，目前在13之间.65% to 17.99%基于申请人的信誉. This APR will vary with the market based on the Prime Rate as disclosed in the Wall Street Journal, 加上或减去保证金根据您的信用记录. 并不是所有的申请人都有资格享受最低利率. 所有费率及条款均可更改. 要成为Ten Credit Union的会员，必须持有信用卡. 使用CU Rewards，每消费1美元可获得1分. 可能会有其他一些限制.